Effective Date: (2024/04/06)

Welcome to Trustway Securities Inc. ("Trustway," "we," "us," "our"). We are committed to offering you peace of mind through our package protection services against loss, theft, or damage during transit ("Services"). By opting for our Services, you ("you," "your," "user") agree to the following updated terms and conditions ("Terms"). Please review them carefully.

1. Overview:

Trustway Securities Inc. provides Services to protect packages ("Protected Packages") during transit from the seller to the buyer, mitigating the risks of loss, theft, or damage and ensuring the security of your product costs.

2. Eligibility:

To use our Services, you must: Accept these Terms and conditions in their entirety Including the Regulations section describing company policies.

3. Service Activation:

Our package protection service is automatically activated upon successful completion of your purchase with any participating merchant. You will receive a confirmation email detailing your order information from the retailer.

4. Limitations of Liability:

To the maximum extent permitted by law, we explicitly disavow any responsibility and you agree not to attribute to us any losses, damages, injuries, claims, or other liabilities, whether contractual, tortious, or otherwise, arising from or related to your use or inability to use our services or any associated content. This includes, but is not limited to, direct, indirect, incidental, consequential, punitive, or special damages, such as loss of profits, data, or business interruption, regardless of whether such damages were foreseeable or whether we were aware of the possibility of such damages.

In no event shall Trustway's liability to you exceed the greater of (a) the total amount paid by you to Trustway in the one-month period preceding the incident giving rise to such liability, or (b) the remedy or penalty mandated by the governing statute. However, this limitation on liability shall not apply to Trustway's liability for (a) death or personal injury resulting from Trustway's negligence, or (b) any injury resulting from Trustway's fraud or fraudulent misrepresentation.

5. Use of Personal Information:

Trustway Securities Inc. collects and uses personal information provided by users for the purpose of providing our Services, processing claims, and improving our services. We may also use your personal information for marketing purposes, such as providing information about our Services, special offers, or promotions. By using our Services, you consent to the collection and use of your personal information in accordance with our Privacy Policy.

6. Privacy Policy:

Our Privacy Policy governs how we collect, use, and disclose personal information. Please review our Privacy Policy (below) which forms part of these Terms.

7. Amendments:

We reserve the right to modify these Terms at any time, with changes effective immediately upon posting.

8. Governing Law:

These Terms are governed by the laws of the jurisdiction in which Trustway Securities Inc. is registered. In Canada, governing law refers to the legal principles and regulations that dictate the interpretation and enforcement of contracts, including terms and conditions. These laws are established by the federal and provincial governments and are applicable to businesses operating within the country.

When referencing governing law in a terms and conditions section, it indicates that any disputes or legal matters arising from the contract will be governed by the laws of Canada. This means that the courts of Canada will have jurisdiction over any legal proceedings related to the contract, and the laws of Canada will be applied to interpret and resolve any disputes or issues that may arise.

9. Miscellaneous:

You warrant and represent to Us that you have all necessary rights, power, and authority to agree to these Terms and perform your obligations hereunder, and nothing contained in this Agreement or in the performance of such obligations will place you in breach of any other contract or obligation. The failure of either party to exercise in any respect any right provided for herein will not be deemed a waiver of any further rights hereunder. If any provision of this Agreement is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that this Agreement will otherwise remain in full force and effect and enforceable. Any new features, changes, updates or improvements of the Program shall be subject to this Agreement unless explicitly stated otherwise in writing. We reserve the right to change this Agreement from time to time. Any updates to this Agreement shall be communicated to you. You acknowledge your responsibility to review this Agreement from time to time and to be aware of any such changes. By continuing to participate in the Program after any such changes, you accept this Agreement, as modified.

Privacy Policy:

Trustway Securities Inc. ("Trustway," "we," "us," "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect the personal information you provide to us when using our package protection services ("Services"). By using our Services, you consent to the collection and use of your personal information as described in this Privacy Policy.

1. Information We Collect:

Personal Information: When you use our Services, we may collect personal information such as your name, email address, contact number, shipping address, and payment details.

Usage Data: We may also collect information about your interactions with our Services, such as the pages you visit, the features you use, and the actions you take.

2. How We Use Your Information:

Provide and Improve Services: We use your personal information to provide, maintain, and improve our Services, including processing orders, handling claims, and enhancing user experience.

Communications: We may use your contact information to communicate with you about your orders, provide customer support, send important notices, and deliver promotional materials.

3. Information Sharing and Disclosure:

Service Providers: We may share your personal information with trusted third-party service providers who assist us in delivering our Services, such as shipping companies and payment processors. These service providers are obligated to use your information solely for the purpose of providing the services requested by us.

Legal Compliance: We may disclose your personal information when required to comply with applicable laws, regulations, legal processes, or governmental requests.

4. Data Security:

We take reasonable measures to protect your personal information from unauthorized access, use, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Your Choices:

You can choose not to provide certain personal information, but it may limit your ability to use certain features of our Services.

6. Changes to this Privacy Policy:

We reserve the right to update or modify this Privacy Policy at any time. We will notify you of any changes by posting the updated Privacy Policy on our website. Your continued use of our Services after any such changes constitutes your acceptance of the revised Privacy Policy.